A great day for most women and a relatively expensive day for most men. Yes, that’s right, we’re talking about Valentine’s Day. It’s still a while for the big day, but it’s important to start preparing well in advance so that everything is perfect. Even if you want to go a little extra on this big day, spend your money wisely.
Here are 4 tips for using your credit card on Valentine’s Day:
1. Do not use more than you can afford
It goes without saying, but unfortunately, more and more Norwegians are struggling with a lot of debt, whether it is a mortgage or a consumer loan. Valentine’s Day is a big day, but there is no need to take on extra debt. Stick to your budget!
2. Take advantage of rewards and cashback
If you have accumulated points with your credit card, you may be able to use these for a gift. Some credit cards will give you discounts at select retailers so it is important that you check with the card issuer so that you know which dealers you should go to to save money.
3. Keep it a secret
Do you and your loved one use the same credit card? Make sure your he or she doesn’t read your credit card statement before the big day. If you spend more than you can afford (something you shouldn’t do!), It’s important that your loved one never sees the print.
4. Give up roses and chocolates
Use your card to buy something that is more thoughtful and creative. How about preparing a tasty dinner with a nice bottle of wine and a romantic poem?
No matter how you choose to spend the day, have a great day and make sure you put in some extra effort!